Dear Reader,
Happy Friday!
Today is National Single Parents Day, and it hits close to home for me.
My mother was a single mom for many years. She had me at 21, my brother at 23, and went back to night school while working full-time. I watched her work her way up to become an accountant and eventually an executive.
She taught me the work ethic that got me here today.
So, to all the single parents reading this—I see you, and I respect you.
Now, let’s talk about what the Fed just told us…
On Wednesday, the Federal Reserve minutes came out, and they confirmed what we’ve been warning about:
Stagflation is creeping back into the economy.
That’s stagnant growth + rising inflation—the worst of both worlds.
Now, we’re not talking about the brutal stagflation of the late ’70s and early ’80s—when gas lines stretched for blocks, and inflation spiraled out of control.
Today’s economy is much different—companies don’t stockpile inventory like they used to. Supply chains move faster.
But make no mistake: This is a modern version of stagflation.
The data doesn’t lie…
🔻 Economic growth estimates have been slashed from 2.1% to 1.7%.
🔺 Inflation just jumped 0.5%—a big move.
If you’re wondering how to protect your savings and investments during a period like this, my Bear Market Playbook outlines 4 critical steps to take right now.
The Fed is back to using the phrase “transitory inflation.”
Why? Because a lot of the Trump administration’s new policies—like tariffs—are inflationary.
That’s just how it works.
The U.S. economy is going through a massive realignment.
One statistic that shocked me…
A recent study using Bureau of Economic Analysis data found that almost 60% of all corporate earnings between 2022 and Q3 of 2024 came from public sector spending.
Let that sink in.
That means more than half of corporate America’s profits weren’t coming from real business activity—but from government money being pumped into the system.
No wonder markets are struggling now.
The Biden administration backloaded a ton of fiscal stimulus leading up to the election.
Now, that government spending is being pulled back.
And we’re starting to see the effects.
How does this play out?
The U.S. is cutting 25% of federal government jobs to rein in spending.
That means:
✅ Higher unemployment in the short term as these workers enter the private sector job market.
✅ Lower inflation in the long run—since fewer people spending money means less demand chasing goods.
✅ More expensive goods in the meantime—because tariffs are driving up costs.
We’re in a transition economy—here’s what you need to do…
The key to surviving and thriving in markets like this is preparation.
That’s exactly why I created Midnight in America—to help everyday investors protect themselves when uncertainty strikes.
In it, I break down the 4 steps you need to take right now.
This won’t be smooth.
Markets hate uncertainty—and right now, we’re dealing with a mix of inflation, slowing growth, and major policy shifts.
I always say, “You’ve got to play the ball where it is, not where you want it to be.”
Right now, this is where the ball is.
We’re in a transition period. It’s going to get ugly before it gets better.
But if you know where the money is flowing next, you can stay ahead of the curve.
“The Buck Stops Here,”
P.S. The economy is shifting under our feet, and the markets are going to get volatile.
But don’t go through it without a plan.
That’s why I put together my Bear Market Playbook—to show you exactly how to protect yourself and even find opportunities in uncertain times.
Inside, you’ll find 4 steps to take right now to safeguard your retirement.
Don’t wait until it’s too late!
